Alberto “Beto” Moravia is a San Antonio-based mortgage broker with 100+ wholesale lenders. Local numbers that matter in 2026: the FHA loan limit in Bexar County is $557,750, VA loans in Military City USA are $0 down, and the City of San Antonio offers up to $15,000 in forgivable down-payment help. English · Español · Português.
3.5% down with 580+ credit. Full 2026 Bexar County limits, MIP math and a local approval playbook.
Explore →VA$0 down for active duty and veterans. JBSA, Lackland and Randolph deserve a broker who shops the rate.
Explore →INVESTORQualify on the rental income, not your W-2. Built for SA investors scaling portfolios.
Explore →BUILDOne-time-close construction financing: one approval, one closing, one rate.
Explore →HILL COUNTRYFinancing for barndos and metal builds in the Hill Country — loans most big banks turn away.
Explore →UP TO $15KHIP, TSAHC and TDHCA down-payment assistance — grants and forgivable seconds, explained straight.
Explore →The 2026 FHA loan limit for a single-family home in Bexar County is $557,750. Above that, conventional and jumbo options often work — a broker can price all three against each other.
Yes. The City of San Antonio Homeownership Incentive Program offers up to $15,000 as a forgivable lien for buyers under 80% of area median income (up to $7,500 for 80–120% AMI), and statewide TSAHC and TDHCA programs offer up to 5% — TSAHC includes a true grant option. These layer with FHA, VA, USDA and conventional loans.
Alberto is based in San Antonio and licensed across Texas — purchases, refinances and investor loans anywhere in the state, in English, Spanish or Portuguese.