This Privacy Policy explains how Alberto Moravia, doing business as Beto the Broker ("we," "us," or "our"), a mortgage loan originator (NMLS #1956260) affiliated with Edge Home Finance LLC, collects, uses, and protects information when you visit this website or contact us about a home loan.
Information We Collect
We collect information you provide directly and information collected automatically:
- Information you give us — your name, email, phone number, property details, loan scenario, and any message content when you submit a scenario, book a call, or contact us by phone, text, or email.
- Information collected automatically — IP address, browser type, device information, pages viewed, and how you interact with the site, gathered through cookies and similar technologies.
Cookies & Tracking Technologies
This website uses the following third-party tools to understand site usage and improve our marketing:
- Google Tag Manager & Google Analytics — to measure traffic and site performance.
- Microsoft Clarity — to analyze aggregated usage patterns, including heatmaps and session replays of on-page interactions, to improve usability.
- Meta (Facebook) Pixel — to measure ad effectiveness and deliver relevant advertising on Meta platforms.
You can control or disable cookies through your browser settings. You may also opt out of interest-based advertising through the Digital Advertising Alliance and adjust your Meta ad preferences in your Facebook account settings.
How We Use Your Information
- To respond to your inquiries and review your loan scenario;
- To provide mortgage brokering services and communicate about your application;
- To improve our website, services, and marketing;
- To comply with legal, regulatory, and licensing obligations.
How We Share Your Information
We do not sell your personal information. We may share it with:
- Wholesale lenders and Edge Home Finance LLC as needed to process and underwrite your loan;
- Service providers (such as scheduling, e-sign, and application platforms) who help us operate;
- Authorities when required by law or to protect our legal rights.
SMS / Mobile information: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Text Messaging (SMS) & Consent
By providing your phone number and opting in, you consent to receive SMS text messages from Beto the Broker related to your loan inquiry, including replies to your questions, scheduling, application updates, and occasional follow-ups. Consent to receive text messages is not a condition of any purchase or of receiving mortgage brokering services.
Message frequency varies based on your interaction with us. Message and data rates may apply. You can opt out at any time by replying STOP to any message; reply HELP for assistance. For full SMS program details, see our SMS Terms & Conditions.
As stated above, your text messaging opt-in data and consent will not be shared with any third parties.
Data Security & Retention
We use reasonable administrative, technical, and physical safeguards to protect your information, and we retain it only as long as needed to provide services and meet legal and regulatory requirements. No method of transmission over the internet is 100% secure.
Your Rights
Depending on your state of residence, you may have the right to access, correct, or delete your personal information, or to opt out of certain processing. To make a request, contact us using the details below.
Third-Party Links
Our site links to third-party services such as Calendly, the loan application portal, and lender websites. Their privacy practices are governed by their own policies, and we are not responsible for them.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision.
Contact Us
Questions about this policy or your information? Reach Alberto directly:
- Phone / Text: (808) 551-8045
- Email: alberto@betothebroker.com
- Location: San Antonio, TX
